/* ================= HEADER ================= */
.site-header {
    background: linear-gradient(90deg, #1e90ff, #00c897);
    padding: 12px 0;
}

.container {
    max-width: 1100px;
    margin: auto;
    padding: 0 15px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

/* Logo + Text */
.logo a {
    display: flex;
    align-items: center;
    gap: 10px; /* logo & text gap */
    text-decoration: none;
}

.logo img {
    max-height: 38px; /* logo height control */
    width: auto;
    display: block;
}

.logo span {
    color: #ffffff;
    font-size: 20px;
    font-weight: 700;
    white-space: nowrap;
}

/* Menu spacing fix */
.main-nav {
    margin-left: 30px;
}

/* ================= MENU ================= */
.nav-menu {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    align-items: center;
}

.nav-menu > li {
    margin-left: 20px;
    position: relative;
}

.nav-menu > li > a {
    color: #ffffff;
    text-decoration: none;
    font-size: 16px;
    padding: 8px 10px;
    display: block;
}

.nav-menu > li > a:hover {
    background: rgba(255,255,255,0.2);
    border-radius: 4px;
}

/* Dropdown */
.nav-menu li ul {
    list-style: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: #ffffff;
    min-width: 200px;
    padding: 0;
    margin: 0;
    display: none;
    box-shadow: 0 4px 10px rgba(0,0,0,0.15);
    z-index: 999;
}

.nav-menu li ul li a {
    color: #333;
    padding: 10px;
    display: block;
}

.nav-menu li:hover > ul {
    display: block;
}

/* ================= MOBILE ================= */
@media (max-width: 768px) {
    .container {
        flex-direction: column;
        align-items: flex-start;
    }

    .logo span {
        font-size: 18px;
    }

    .nav-menu {
        flex-direction: column;
        width: 100%;
        margin-top: 10px;
    }

    .nav-menu > li {
        margin-left: 0;
    }

    .nav-menu li ul {
        position: static;
        box-shadow: none;
    }
}

/* ================= HERO SECTION ================= */
.home h1 {
    font-size: 34px;
    color: #0a2540;
    margin-top: 40px;
}

.home p {
    font-size: 18px;
    line-height: 1.6;
    max-width: 700px;
    color: #333;
}

.cta-btn {
    display: inline-block;
    margin-top: 20px;
    padding: 12px 22px;
    background: #1e90ff;
    color: #ffffff;
    text-decoration: none;
    border-radius: 6px;
    font-weight: bold;
}

.cta-btn:hover {
    background: #0a6ed1;
}

/* ================= INSURANCE CARDS ================= */
.insurance-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin: 30px 0 50px;
}

.insurance-card {
    background: #ffffff;
    padding: 22px;
    border-radius: 10px;
    text-decoration: none;
    box-shadow: 0 8px 20px rgba(0,0,0,0.06);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.insurance-card h3 {
    margin-top: 0;
    color: #0a2540;
}

.insurance-card p {
    color: #555;
    font-size: 15px;
}

.insurance-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(0,0,0,0.12);
}

/* ================= LATEST POSTS ================= */
.latest-posts {
    margin: 60px 0;
}

.posts-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 25px;
}

.post-card {
    background: #ffffff;
    padding: 22px;
    border-radius: 10px;
    box-shadow: 0 8px 20px rgba(0,0,0,0.06);
}

.post-card h3 {
    margin-top: 0;
}

.post-card h3 a {
    text-decoration: none;
    color: #0a2540;
}

.post-card p {
    color: #555;
    font-size: 15px;
}

.read-more {
    display: inline-block;
    margin-top: 10px;
    color: #1e90ff;
    font-weight: bold;
    text-decoration: none;
}

/* ================= AUTHOR BOX ================= */
.author-box {
    margin-top: 50px;
    padding: 20px;
    background: #f5f8fc;
    border-left: 4px solid #1e90ff;
    border-radius: 8px;
}

.author-box h4 {
    margin-top: 0;
    margin-bottom: 8px;
}

.author-box p {
    margin: 0;
    font-size: 14px;
    color: #555;
}

/* ================= FOOTER ================= */
.site-footer {
    background: linear-gradient(90deg, #1e3a8a, #065f46); /* Dark Blue to Dark Green */
    color: #ffffff;
    padding: 40px 15px 20px;
    font-family: Arial, sans-serif;
    font-size: 14px;
}

.footer-container {
    max-width: 1100px;
    margin: auto;
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-column {
    flex: 1;
    min-width: 200px;
}

.footer-column h4 {
    font-size: 16px;
    margin-bottom: 10px;
}

.footer-column p {
    line-height: 1.6;
}

.footer-column ul {
    list-style: none;
    padding: 0;
}

.footer-column ul li {
    margin-bottom: 8px;
}

.footer-column ul li a {
    color: #ffffff;
    text-decoration: none;
    transition: 0.3s;
}

.footer-column ul li a:hover {
    text-decoration: underline;
}

/* Footer bottom line */
.footer-bottom {
    text-align: center;
    margin-top: 30px;
    font-size: 13px;
    border-top: 1px solid rgba(255,255,255,0.2);
    padding-top: 15px;
}

/* ================= FOOTER RESPONSIVE ================= */
@media (max-width: 768px) {
    .footer-container {
        flex-direction: column;
        text-align: center;
    }

    .footer-column {
        min-width: 100%;
    }
}